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February 5, 2025

Faster, Cheaper Crypto Payments Are Here: Pay with Arbitrum, Optimism, and Base

Your crypto payments just got a major upgrade! BitPay now supports the fastest-growing Layer-2 networks: Arbitrum, Optimism, and Base. With these innovative networks, you can pay with USDT, USDC, and ETH while enjoying faster transaction times and lower fees. Paired with the BitPay Wallet’s support for Arbitrum, Optimism, and Base, we’re excited to give our community the ultimate way to build their portfolios and spend tokens across the most innovative networks in the world. 


Why Layer-2 Networks?

Layer-2 networks like Arbitrum, Optimism, and Base are designed to solve two of the biggest challenges in crypto payments: speed and cost. These networks process transactions more efficiently than traditional blockchains, making your payments faster and more affordable.


Multiple Ways to Pay with Arbitrum, Optimism, and Base

Pay Merchants Directly

Use your favorite supported wallet to pay merchants that accept cryptocurrency. With Layer-2 support, you’ll enjoy   exceptionally fast transactions with significantly reduced fees, making every payment smoother than ever. View a curated list of merchants where you can pay on Arbitrum, Optimism, and Base.


Pay Bills with Crypto

From credit card payments to utilities, Bill Pay lets you use your crypto for practically any bill. Whether it’s a credit card bill, car payment, mortgage, or student loan, you can now settle these expenses faster and cheaper than ever using Layer-2 networks. Learn more about Bill Pay.


Buy Gift Cards with Crypto

Shop smarter with over 250+ major brands and retailers. Purchase gift cards for dining, travel, groceries, and more—all with your preferred Layer-2 network. It’s the easiest way to put your crypto to work in everyday life. View hundreds of gift cards available for purchase on Arbitrum, Optimism, and Base.


Need a Wallet? Try the BitPay Wallet

Don’t have a wallet yet? The BitPay Wallet is your gateway to Layer-2 crypto payments. Easily manage your portfolio across chains, access Layer-2 networks, and pay with confidence—all in one secure app.

→ Get the BitPay Wallet app


Why Use Layer-2 Networks with BitPay?

  • Faster Transactions: No more long waits for confirmations—Layer-2 networks process payments in a fraction of the time.

  • Lower Fees: Spend less on transaction costs and keep more of your crypto.

  • Seamless Experience: Whether you’re paying bills, shopping with gift cards, or making a purchase, BitPay makes the process easy and straightforward.


The Future of Crypto Payments Is Here

Layer-2 networks are transforming the way we use cryptocurrency, and BitPay is proud to lead the charge. Whether you’re a seasoned crypto user or just getting started, these new features make it easier than ever to spend your digital assets.

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Everything you need in a crypto app, nothing you don’t.

Everything you need in a crypto app, nothing you don’t.

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