Banking & Settlements

Your BitPay payments, deposited directly into your bank account.

Bank Deposits

Settlement payments for Business and Enterprise merchants happen automatically, every business day. BitPay collects and deposits all payments processed from the previous business day directly to your bank or cryptocurrency wallet, according to your settlement preferences. BitPay issues bank settlements for Starter plan merchants on a weekly basis.

We protect merchants on our platform by maintaining enterprise-level legal and compliance standards. Tiered processing limits apply based on verification level; these limits can be raised through compliance verification.

Currencies & Settlement Details

BitPay supports settlement in 8 currencies and direct bank deposit in 38 countries. Bitcoin, Bitcoin Cash, Gemini US Dollar, and Circle USD Coin settlements are supported in 240 countries. Please pick your location to see minimum settlement amounts and deposit timings.

• See all currencies +

  US Dollars (USD)

  Settlement in USD is available via ACH to banks in the USA. Once a settlement payment has been issued, funds will appear in your bank account after two business days. The minimum settlement is 20 USD.

  Australian Dollars (AUD)

  The minimum settlement is 1,000 AUD. Settlement will appear in your bank account after two business days.

  Pounds Sterling (GBP)

  The minimum settlement is 1,000 GBP. Settlement will appear in your bank account after two business days.

  Mexican Pesos (MXN)

  The minimum settlement is 1,500 MXN. Settlement will appear in your bank account after two business days.

  New Zealand Dollar (NZD)

  The minimum settlement is 1,000 NZD. Settlement will appear in your bank account after two business days.

  Bitcoin (BTC)

  If you choose to take settlement in Bitcoin, BitPay will forward Bitcoin payments to your Bitcoin address on file on a daily basis. The minimum settlement is 0.01 BTC.

  Bitcoin Cash (BCH)

  If you choose to take settlement in Bitcoin Cash, BitPay will forward Bitcoin Cash payments to your Bitcoin Cash address on file on a daily basis. The minimum settlement is 0.01 BCH.

  Gemini US Dollar (GUSD)

  If you choose to take settlement in Gemini US Dollars, BitPay will forward GUSD payments to your Gemini US Dollar address on file on a daily basis. The minimum settlement is 20 GUSD.

  Circle USD Coin (USDC)

  If you choose to take settlement in Circle USD Coin, BitPay will forward USDC payments to your Circle USD Coin address on file on a daily basis. The minimum settlement is 20 USDC.

  Paxos Standard USD (PAX)

  If you choose to take settlement in Paxos Standard USD, BitPay will forward PAX payments to your Paxos Standard USD address on file on a daily basis. The minimum settlement is 20 PAX.

  Euros (EUR)

  Once a settlement payment has been issued, funds will appear in your bank account after one business day. The minimum settlement is 20 EUR.

  ---

  Settlement in EUR is available via SEPA transfer to the following countries:

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia

  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

  South African Rand (ZAR)

  The minimum settlement is 10,000 ZAR. Settlement will appear in your bank account after two business days.