The Important Bits
USDC (formerly known as USD Coin)is accepted by a growing number of merchants, from online retailers to travel and service providers. As a stablecoin, it offers predictability in transactions and is ideal for payments in volatile markets. The list of businesses adopting USDC continues to expand globally. Use USDC to pay merchants directly from your wallet, buy gift cards, and pay everyday bills.
USDC: A US dollar-backed stablecoin
Stablecoins like USDC are highly liquid and maintain a consistent value thanks to their “peg” to the U.S. dollar. Its price stability makes it an excellent cryptocurrency for spending, Additionally, it is faster and more efficient to pay with USDC than regular dollars. There are plenty of small businesses along with major companies that accept USDC for purchases. Here’s how you can go about spending your USDC (plus other stablecoins and cryptocurrencies).
How to pay with USDC
There are several convenient options available for spending your USDC holdings.
Pay merchants directly from your USDC wallet
Pay off credit card bills, mortgages, car loans and more with Bill Pay
Buy gift cards with USDC
Send P2P transactions
Where can I spend USDC? 11 major companies that accept USD Coin
A growing number of merchants and service providers accept direct USDC payments via BitPay. At checkout, simply select BitPay as your payment and complete the transaction by manually entering your wallet details or scanning a provided QR code. BitPay supports payments from 100 of the most popular wallets like Trezor, Trust, Electrum, Coinbase and many others. Consult BitPay’s Merchant Directory for a complete list of companies that accept crypto payments.
Tip: BitPay allows you to pay with USDC on the Ethereum blockchain, Polygon network, plus popular Layer-2s like Base, Arbitrum, and Optimism.
APMEX
Buy gold, silver and other precious metals using USDC.
Dish TV
Open up a world of movies, TV, and live event entertainment options with a Dish TV subscription.
ExpressVPN
Browse the web safely and securely with a virtual private network (VPN) from ExpressVPN.
Jomashop
Seller of exclusive luxury watches from some of the world’s top brands including Rolex, Patek Philippe and many more.
Microsoft
Purchase games, movies, apps and more across the Xbox and Windows stores.
Newegg
A leading purveyor of computers, games and every other electronics product under the sun.
Pacsun
A lifestyle apparel company selling swimwear, footwear and accessories, all in a distinct California style.
RoomsToGo
Offering a wide range of unique home furnishings that can dress up any room in the house.
Sacramento Kings
Purchase tickets and merchandise to show off your fan pride for the NBA’s own Sacramento Kings.
Twitch
Watch free live streaming gaming content including e-sports tournaments in games like Fortnite, PUBG, and more.
AMC Theaters
Buy movie tickets, popcorn and more from the world’s largest movie theater company, with over 10,500 locations globally.
Sea Watch
Your donation helps Sea Watch's mission to save lives at the world’s deadliest border and stand up for safe and legal escape routes.
Extra tip: You can also donate USDC and other crypto to your preferred nonprofit organizations. Learn how to donate crypto with BitPay.
Pay off any bill with USDC

Experience the freedom of paying bills without traditional payment rails. Make bill payments on everything from credit cards to mortgages, all with the convenience and smooth experience of USDC transactions. Pay straight from your USDC wallet - no banks or wires needed.
Payments can be made from the BitPay app or online via the BitPay website. Get the app or create your free account online to get started.
Buy gift cards with USDC

If you want to spend your crypto holdings but don’t necessarily want another card to carry around in your wallet, BitPay allows USDC holders to purchase gift cards from a huge assortment of top retailers including Walmart, Uber, Home Depot and many others. You can purchase gift cards through the BitPay app or BitPay Chrome extension and either spend them right away or store the funds within the BitPay app for later use. Check out our Gift Cards Directory for an exhaustive list of partner merchants.
Purchase gift cards with USDC for brands including:
How to send USDC to another user’s wallet (P2P payments)
Peer-to-peer (P2P) transactions are a popular way for crypto users to send funds to one another. You can start sending USDC directly with the BitPay Wallet in a few simple steps.
Open the BitPay Wallet app
Click on your USDC wallet
Click “Send”
Enter the wallet address you want to send to ( scan the receiver's QR code)
Enter the amount of USDC you want to send
Confirm payment details and slide to send
Learn how to pay with other cryptocurrencies
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Note: All information herein is for educational purposes only, and shouldn't be interpreted as legal, tax, financial, investment or other advice. BitPay does not guarantee the accuracy, completeness, or usefulness of any information in this publication and we neither endorse, nor are we responsible for, the accuracy or reliability of any information submitted or published by third parties. Nothing contained herein shall constitute a solicitation, recommendation, endorsement or offer to invest, buy, or sell any coins, tokens or other crypto assets. BitPay is not liable for any errors, omissions or inaccuracies. For legal, tax, investment or financial guidance, a professional should be consulted.





