A growing number of merchants accept direct XPR (aka Ripple) payments directly from your wallet. Find out more about where you can pay with XRP.

Note: As of July 2023, BitPay supports XRP payments in most locations across the world. XRP payments may not be available in your region. 

30 BitPay merchants that accept XRP payments

Between XRP’s blistering settlement time of 4 seconds and its average transaction cost of a fraction of a penny, it’s easy to see why companies have embraced accepting payments in Ripple Labs’ native cryptocurrency. Check out these notable businesses where you can spend XRP.

Auragentum GmbH

German-based precious metals dealer that buys and sells gold, silver, platinum and more.

AMC Theatres

Experience the magic of cinema with AMC Theatres. Book tickets online and immerse in the world of movies.

Marc Gebauer Lifestyle GmbH

Premier seller of luxury watches including brands like Rolex, Audemars, Patek Philippe and more. Based in Düsseldorf.


Indulge in luxury without the price tag at Jomashop. Discover an exclusive collection of designer watches, handbags, and accessories at unbeatable discounts.

Prepaid Gamer Online

Top South African-based online merchant offering prepaid game codes, gift cards and more, all delivered 24/7.


Unleash the power of technology with Newegg. From cutting-edge computer hardware to the latest gadgets, find everything tech enthusiasts crave.

Hawk Host Inc.

Web hosting company providing a wide range of options for finding your home on the web. From virtual web hosting, reseller hosting and VPS hosting, the Canadian company offers it all.

Ace Jewelers

Elevate style with Ace Jewelers. Explore an exquisite collection of luxury watches, jewelry, and accessories crafted to perfection.

American Cancer Society

Join the fight against cancer with the American Cancer Society. Together, people can make a difference through information, support, and action.Easily buy, send and redeem digital gift cards around the clock using XRP from anywhere in South Africa.


Invest in the future with APMEX. Explore a vast selection of precious metals and you can buy with XRP.

Sharps Pixley

One of London’s top bullion brokers, Sharps Pixley buys and sells gold, silver and other precious metals. It accepts a number of cryptocurrencies including XRP.


Embrace the future of travel with CryptoTurismo. Explore and book unforgettable travel experiences using favorite cryptocurrencies.


Unleash the inner gamer with Gamesplanet. Dive into a vast library of PC game keys and PSN cards at unbeatable prices.Online retailer of entertainment products from Asia, spanning import video games, digital codes, movies, computers, apparel and more.


Online retailer of entertainment products from Asia, spanning import video games, digital codes, movies, computers, apparel and more.


Time is an art, and Hublot is the master. Discover the elegance and innovation of Swiss luxury watches on the official website.


Bring ideas to life with Namecheap. From domain registration to hosting services, find everything needed to launch an online presence.


Popular maker of hardware crypto wallets including the well-known Nano line. The French-based retailer accepts XRP payments across their product offerings.

O'Gara Coach

Drive in style with O'Gara Coach. Explore a collection of luxury automobiles from the world's most prestigious brands.


Dutch purveyor of computer services including GPU dedicated and VPS servers, private cloud solutions, equipment leasing and colocation services.


PacSun is a retail clothing brand that offers a wide range of apparel for men, women, and kids, including bikinis, sneakers, and seasonal collections, with various promotions and shopping options like in-store pickup and same-day delivery. From skate to surf, find trendy clothing and accessories that capture the essence of the modern lifestyle.

Scan Computers

Leading UK-based electronics retailer offering discounts on computer hardware and software, game consoles and audio equipment.

Stacks Bowers

Own a piece of history with Stack's Bowers. Bid on rare coins and currency in thrilling auctions, both live and online.

Stephen Silver Fine Jewelers

Stephen Silver Fine Jewelers is a family-owned business based in the San Francisco Bay Area, specializing in rare gemstones, custom jewelry design, and new and preowned luxury timepieces, including original fine jewelry designs, estate jewelry, and rare wristwatches from leading Swiss brands.

Cryptohopper B.V.

Crypto trading bot offering fully automatic trading and supporting over 75 cryptocurrencies and 9 leading exchanges. Based in the Netherlands.

Wrist Aficionado

Time redefined at Wrist Aficionado. Explore unmatched elegance in luxury watches from the world's most renowned brands.


Latvian-headquartered low-cost airline providing inexpensive flights to the Baltics, the Middle East and Europe, over 70 destinations total out of Riga, Vilnius and Tallinn.


Top online food delivery marketplace based in Holland with service spanning 22 countries across 5 continents.


UK-based online furniture and home accessories merchant stocking over 100,000 products and offering low everyday prices on everything from lamps to sofas to dining tables to patio sets.

Want to see more businesses that accept XRP payments? Check out BitPay's Merchant Directory for a curated list of more businesses where you can spend XRP and other top cryptocurrencies.

See all of the things you can buy with XRP + other cryptocurrencies

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Paying a BitPay invoice with XRP

The process of paying a BitPay XRP invoice couldn’t be simpler. Just 5 easy steps and you’re good to go. One important thing to note is no matter what crypto wallet you use, make sure it’s well established and has a good reputation. Smaller, less-common XRP wallets may experience higher error rates when making XRP payments. See our list of supported wallets.

Step 1: At checkout, select BitPay as your payment method.

BitPay is the safest and most secure way to pay online.

spend xrp step 1

Step 2: Select Begin Payment.

Depending on the merchant you are paying or the transaction amount, you may be prompted to verify for BitPay ID. Don't have a BitPay ID? Sign up to get started. BitPay ID is a simple way to manage your payments information with BitPay and simplify logins for multiple BitPay products. All that is required is an email and password. The one-time verification requirement is for people making BitPay merchant or prepaid payments of $3,000+, initiating refund requests for amounts of $1000+, or receiving BitPay payouts.

spend xrp step 2
In checkout, select BitPay and tap "Begin Payment"

Step 3: Select your wallet.

BitPay supports over 100 of the most popular cryptocurrency wallets. Remember, for the best XRP payment experience, use a well-established XRP wallet. Smaller, niche XRP wallets have a higher likelihood of experiencing payment errors.

spend xrp step 3
Choose your preferred XRP wallet

Step 4: Select XRP as your cryptocurrency

In addition to XRP, BitPay supports the most popular cryptocurrencies. We are constantly evaluating and adding more. You may be asked to enter your email address if you did not already sign in with your BitPay ID. Your email will be used to receive payment information and process refunds.

spend xrp step 4
Select XRP as your currency

Step 5: Scan the QR code with your wallet app or input the merchant’s receiving wallet info manually into your wallet to complete the transaction.

You'll see the payment reflected on the invoice instantly once you validate the payment in your wallet. Remember to send your payment during the 15-minute payment window.

spend xrp step 5
Pay the XRP invoice with the wallet you selected

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Make a P2P XRP payment with the BitPay Wallet

If you’re looking to make a peer-to-peer (P2P) payment, you can send XRP directly to another user with the BitPay Wallet quickly and easily. It only takes a few steps.

  1. Open the BitPay Wallet app
  2. Click on your XRP wallet
  3. Click “Send”
  4. Enter the wallet address you want to send to (or scan the receiver's QR code)
  5. Enter the amount of XRP you want to send
  6. Confirm payment details and slide to send

Buy gift cards with XRP in the BitPay Wallet app or Extension

In addition to making direct payments and p2p payments, buying gift cards with XRP is another convenient way to pay for everyday essentials and major purhcases.

Get gift cards from popular brands like Uber, Home Depot, Hotels.com, and others with XRP or your preferred cryptocurrency. Make your purchase directly via the BitPay application or extension and start using the gift cards immediately.

View all of the top gift cards you can buy with XRP.

Are you a business that wants to accept XRP payments?

Sign up as a BitPay merchant to easily start accepting XRP + other to cryptocurrency payments anywhere. Online, in-person or via email acceptance solutions available.

Ready to get started?

Create your BitPay Merchant account