The Important Bits
Spend XRP directly with a growing list of businesses that accept it, from luxury watches, jewelry, and precious metals to travel, tech, and everyday retail.
Buy gift cards for hundreds of top brands with XRP, right in the BitPay app.
It all happens in the self-custody BitPay Wallet, where you can also buy, swap, and sell XRP.
Pay with XRP and BitPay
A growing number of merchants accept direct XRP payments straight from your XRP wallet. And now that you can buy, swap, and sell XRP in the BitPay Wallet too, spending is the final piece of the puzzle: buy XRP, hold it in self-custody, and put it to work in the real world. Your keys, your XRP, the whole way through.
Businesses that accept XRP payments through BitPay
Between XRP's settlement time of just a few seconds and its average transaction cost of a fraction of a cent, it's easy to see why businesses and shoppers have embraced accepting payments in the XRP Ledger's native cryptocurrency. Check out these notable businesses where you can spend XRP.
Jomashop
Indulge in luxury without the price tag. Discover an exclusive collection of designer watches, handbags, and accessories at unbeatable discounts.
AMC Theatres
Experience the magic of cinema. Book tickets online and immerse yourself in the world of movies.
Newegg
From cutting-edge computer hardware to the latest gadgets, find everything tech enthusiasts crave.
Ace Jewelers
Explore an exquisite collection of luxury watches, jewelry, and accessories crafted to perfection.
American Red Cross
Humanitarian organization providing disaster relief, emergency assistance, and blood donation services across the U.S. and beyond.
APMEX
Explore a vast selection of precious metals you can buy with XRP.
Sharps Pixley
One of London's top bullion brokers, buying and selling gold, silver, and other precious metals, and accepting a number of cryptocurrencies including XRP.
Gamesplanet
Dive into a vast library of PC game keys and PSN cards at unbeatable prices.
Namecheap
From domain registration to hosting services, find everything you need to launch an online presence.
PacSun
Retail clothing brand offering trendy apparel for men, women, and kids—from skate to surf.
Stephen Silver Fine Jewelers
Family-owned San Francisco Bay Area jeweler specializing in rare gemstones, custom design, and luxury timepieces.
AT&T
One of the largest U.S. telecommunications providers, offering wireless plans, internet, and phone service.
airBaltic
Latvian-headquartered low-cost airline serving more than 70 destinations across the Baltics, the Middle East, and Europe.
CRM Jewelers
Luxury jeweler offering fine jewelry and premium timepieces.
CyberGhost VPN
Virtual private network (VPN) service for private, secure browsing and streaming.
DishTV
Satellite television provider offering TV packages, channels, and home entertainment.
ExpressVPN
Popular VPN service offering secure, private internet access across devices worldwide.
Fast Private Jet
Private jet charter company offering on-demand flights and aircraft booking.
Rooms To Go
One of the largest U.S. furniture retailers, offering ready-to-go furniture for every room.
Beliani
UK-based online furniture and home accessories merchant stocking over 100,000 products at low everyday prices.
The 1916 Company
Luxury watch retailer specializing in new and pre-owned timepieces from the world's top brands.
Avnet
Global technology distributor supplying electronic components and solutions to businesses worldwide.
Wrist Aficionado
Explore unmatched elegance in luxury watches from the world's most renowned brands.
Play-Asia.com
Online retailer of entertainment products from Asia, spanning import video games, digital codes, movies, apparel, and more.
JM Bullion
Leading U.S. online retailer of gold, silver, and other precious metals.
Silver Gold Bull
Trusted precious metals dealer offering gold, silver, and bullion products.
Chicago Motor Cars
Luxury and exotic car dealership offering high-end new and pre-owned vehicles.
American Gold Exchange
Dealer in precious metals and rare coins, offering gold, silver, and bullion.
Marc Gebauer Lifestyle
Düsseldorf-based seller of luxury watches, including brands like Rolex, Audemars Piguet, and Patek Philippe.
Panini America
Leading maker of collectible trading cards, stickers, and sports memorabilia.
HostKey
Dutch provider of computer services including GPU dedicated and VPS servers, private cloud solutions, and colocation.
Post Oak Motors
Houston-based luxury automobile dealership offering some of the world's most prestigious car brands.
Sotheby's
World-renowned auction house dealing in fine art, luxury goods, collectibles, and rare items.
GoDaddy
Popular domain registrar and web hosting provider for building your online presence.
espresso Displays
Maker of ultra-thin portable external monitors designed for laptops and mobile setups.
Want to see more businesses that accept XRP payments? Check out BitPay's Merchant Directory for a curated, up-to-date list of businesses where you can spend XRP and other top cryptocurrencies.
→ See all the things you can buy with XRP and other cryptocurrencies
How to pay a BitPay invoice with XRP
XRP payments can be made from practically any wallet, including self-custody wallets and centralized exchange accounts.
At checkout, select BitPay as your payment method.
Select "Begin Payment." You will be asked to complete a one-time verification process.
Select your wallet. BitPay supports over 100 of the most popular cryptocurrency wallets. Remember, for the best XRP payment experience, use a well-established XRP wallet.
Select XRP as your cryptocurrency. In addition to XRP, BitPay supports the most popular cryptocurrencies, and we're constantly evaluating and adding more.
Scan the QR code with your wallet app, or input the merchant's receiving wallet info manually, to complete the transaction. You'll see the payment reflected on the invoice instantly once you validate it in your wallet. Remember to send your payment within the 15-minute payment window.
Spend, hold, buy, sell, and swap XRP with the BitPay Wallet
Make a P2P XRP payment with the BitPay Wallet
Looking to make a peer-to-peer (P2P) payment? You can send XRP directly to another user with the BitPay Wallet quickly and easily. It only takes a few steps:
Open the BitPay Wallet app
Tap "Send" from the home screen
Tap your XRP wallet
Enter the wallet address you want to send to, add from your contacts book, or scan the receiver's QR code
Enter the amount of XRP you want to send
Confirm the payment details and slide to send
Buy gift cards with XRP in the BitPay Wallet app
In addition to direct payments and P2P transfers, buying gift cards with XRP is another convenient way to pay for everyday essentials and major purchases.
Get gift cards from hundreds of popular brands like Walmart, DoorDash, Uber, Home Depot, and Hotels.com with XRP or your preferred cryptocurrency. Make your purchase directly in the BitPay app or browser extension and start using your gift cards right away.
→ View all the top gift cards you can buy with XRP
Terms and conditions apply, and XRP may not be supported across all BitPay services or in all jurisdictions. Not available in HI, LA, and NY.
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Note: All information herein is for educational purposes only, and shouldn't be interpreted as legal, tax, financial, investment or other advice. BitPay does not guarantee the accuracy, completeness, or usefulness of any information in this publication and we neither endorse, nor are we responsible for, the accuracy or reliability of any information submitted or published by third parties. Nothing contained herein shall constitute a solicitation, recommendation, endorsement or offer to invest, buy, or sell any coins, tokens or other crypto assets. BitPay is not liable for any errors, omissions or inaccuracies. For legal, tax, investment or financial guidance, a professional should be consulted.
