BitPay + Sardine: Buy Crypto with Your Bank Account, Lower Fees + Higher Buy Limits for BitPay Users

BitPay is excited to announce our partnership with Sardine, bringing instant ACH bank transfers plus other unique benefits to our app and website users.

We are giving BitPay users even more flexibility and choice in how they buy cryptocurrency, whether you’re a seasoned hodler, spender or new to the crypto space. With this addition, BitPay users have the freedom to buy crypto from five different partners online or in the app: Simplex, Wyre, MoonPay, Ramp, and now, Sardine.

Benefits of buying crypto with BitPay + Sardine

Buy from your bank account

Securely and conveniently convert fiat from your bank account to crypto with instant ACH bank transfers

Low fees

ACH bank transfer fees typically lower than credit cards

High limits

Buy up to $3k daily

Higher authorization rates

ACH payments typically see a 95% authorization rate

60+ coins across 20 chains

Buy a diverse array of coins and tokens to build your portfolio

Secure, self-custody experience

You still own 100% of the crypto you buy; no third party custody

Buy crypto with low fees and high limits.

Get the BitPay App

How to buy crypto with BitPay + Sardine

BitPay users can choose to buy crypto via Sardine from the BitPay Wallet app or directly on the BitPay website.

Buying crypto with BitPay + Sardine in the BitPay Wallet app

The BitPay Wallet offers a secure and simple way to buy crypto, plus store, swap and spend with ease.

Step 1: Download the BitPay app

The BitPay Wallet app is available for desktop (Windows, Mac and Linux) and mobile devices (Android and iOS).

Step 2: Tap Buy Crypto

From the home screen, tap Buy Crypto.

Step 3: Choose your crypto

Select from the top cryptocurrencies. Enter the amount of crypto you’d like to buy.

Step 4: Send to any wallet

Select the address where you’d like to receive your crypto.

Step 5: Pay and receive your crypto

Choose the Sardine offer presented and pay with ACH bank transfer, credit card, debit card, Apple Pay, Google Pay, or another local banking method. Available payment methods will vary depending on your location.

Buying crypto with BitPay + Sardine online

BitPay.com offers a convenient way to buy crypto online and send to any wallet address in minutes.

Step 1: Visit BitPay.com/buy-crypto/

BitPay’s online buying tool is safe, secure and easy to use.

Step 2: Choose your crypto

Select from the top cryptocurrencies. Enter the amount of crypto you’d like to buy.

Step 3: Send to any wallet address

Enter the address where you’d like to receive your crypto. Need a wallet? Store securely with BitPay’s self-custody wallet.

Step 4: Pay and receive your crypto

Choose the Sardine offer presented and pay with ACH bank transfer, credit card, debit card, Apple Pay, Google Pay, or another local banking method. Available payment methods will vary depending on your location.

More about Sardine

Sardine is on a mission to make payments instant and risk-free so consumers and businesses can move money confidently. Fraud is a burden on society, as slow payments and high-fraud rates reduce business growth and create systemic risk for the economy. Sardine enables all companies, whether big or small, to improve risk management by having the world's best API for fraud detection and compliance within financial services. The company also offers instant settlement for crypto and NFT transactions.