Clearing & Settlement


BitPay will clear the payments over the bitcoin peer-to-peer payment network and post the balance to the merchant accounting ledger, according to the merchant preference settings.

Merchants can receive settlement in their local currency with a guaranteed exchange rate, or keep the bitcoins, or a percentage split.


Forward to My Bitcoin Wallet

If you choose to keep bitcoin, BitPay will forward your bitcoins to your wallet address on file.

Country Minimum Settlement
0.01 BTC

Bank Direct Deposit

If you choose to receive settlement in your local currency, BitPay will sweep a direct deposit to your bank account every business day to clear out your accumulated balance.

Direct Bank Settlement is offered for no additional charge.

Country Minimum Settlement
20 USD
20 EUR
1,000 CAD
1,000 AUD
10,000 MXN
1,000 NZD
10,000 ZAR
1,000 GBP

Settlement in USD is only available via ACH to banks in the USA, and will appear in your bank account after one business day.

Settlement in CAD is only available via EFT to banks in Canada, and will appear in your bank account after one business day.

Settlement in EUR is only available via SEPA transfer to the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, and will appear in your bank account after one business day.

Daily processing limits apply for unverified merchants.



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